Insurance at Urgent Care
The vast majority of urgent care centers accept health insurance, making them an affordable option for non-emergency care.
Commonly Accepted Insurance
- Major carriers: Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, Humana
- Government programs: Medicare, Medicaid (varies by location)
- Employer plans: Most employer-sponsored insurance
- Marketplace plans: ACA/Obamacare plans
- Workers' comp: Many centers accept work injury claims
How to Verify Coverage
- Call the urgent care center with your insurance info
- Check your insurance company's provider directory
- Use our directory to filter by insurance accepted
- Ask about in-network vs out-of-network rates
What You'll Pay
| Situation | Typical Cost |
|---|---|
| In-network with copay | $25-$75 |
| Out-of-network | $75-$150+ |
| High-deductible plan (before deductible) | $100-$200 |
| No insurance | $100-$250 |
What to Bring
- Insurance card (front and back)
- Government-issued ID
- Copay payment
- List of current medications