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Catastrophic Plans

Low monthly cost, emergency coverage

$50-100/mo
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Silver Plans

Balanced coverage and cost

$300-400/mo
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Gold Plans

Comprehensive coverage

$400-600/mo
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Understanding Urgent Care Insurance Coverage

Most urgent care centers accept major insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, and others. Many also accept Medicare and Medicaid.

What to Expect

  • Copays typically range from $25-$75 with insurance
  • Without insurance, visits usually cost $100-$200
  • Additional services (X-rays, lab tests) may have separate costs
  • Always bring your insurance card and photo ID

If You Don't Have Insurance

Many urgent care centers offer self-pay discounts or payment plans. Additionally, prescription discount cards like GoodRx can help you save up to 80% on medications.