Urgent Care Insurance FAQ
Understand insurance coverage at urgent care—Medicare, Medicaid, private insurance, and what to do without coverage.
Can You Go to Urgent Care Without Insurance?
Yes, absolutely. Urgent care centers accept patients without insurance. You'll pay the self-pay rate ($100-$250 for a basic visit) at the time of service. Many centers offer discounts for cash payments and payment plans.
Read full answer →Does Urgent Care Take Medicaid?
Most urgent care centers accept Medicaid, but not all. Coverage and copays vary by state. Typical copay is $0-$5. Always call ahead or check the center's website to confirm they accept your specific Medicaid plan.
Read full answer →Does Urgent Care Take Insurance?
Yes, most urgent care centers accept health insurance including major carriers like Blue Cross, Aetna, Cigna, UnitedHealthcare, and government programs like Medicare and Medicaid. Always verify your specific plan is accepted before visiting.
Read full answer →Does Medicare Cover Urgent Care?
Yes, Medicare Part B covers urgent care visits. You'll pay 20% coinsurance after meeting your annual deductible ($240 in 2024). If you have a Medicare Advantage plan, you may have a fixed copay instead.
Read full answer →Does Insurance Cover Urgent Care?
Yes, most health insurance plans cover urgent care visits. You'll typically pay a $25-$75 copay for in-network visits. Out-of-network visits may cost more. Always verify your plan covers the specific urgent care center.
Read full answer →Find Urgent Care That Takes Your Insurance
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